Usufruct Fault

The undersigned hereby grants recipient hereof with the segregated safekeeping of records under the delivery of and bearing the 
unique identifier of USPS 1111 2222 3333 4444 5555 and commands the return of same in kind after particular use, to wit:

John Henry Doe
750 E. Hill Street
Any City, XX  99999

George Jason Smith, dba CFO
c/o ABC Corporation                                                       Date: _______________
100 Main Street
Any City, XX  99999


In light of the recent US budget and debt ceiling crisis, it has come to my attention that ever since House Joint Resolution #192 (HJR 192) was passed on June 5, 1933 as the intention of a public trust to mitigate charges of treason and theft against the Federal Reserve Board, Americans have been unwittingly contributing to this crisis by choosing the “not required to pay” option presented in said resolution,  allowing one to delay payment of debts by using “promises to pay” in the form of “Federal Reserve Noteswhich are merely liability instruments that are incapable of truly discharging and extinguishing any debt.

This diabolical “not required to pay” option, coupled with fractional reserve lending, is causing an exponential increase in the national debt, which has now reached the point of threatening our national security.  It is becoming imperative that the people, the true creditors of the Nation, must solve this crisis - because the people are causing it!
It is time for the American people individually take it upon themselves to solve this crisis by correcting their mistake of taking this “not required to pay” option, and instead to choose the other option presented in HJR 192 specified therein as “discharge upon payment”.  This option, in order to truly effect payment, requires one to demand lawful money for all transactions per 12 USC 411, which thereby invokes (instead of private credit) the use of public money known as “United States Notes” which are tied directly to the public credit of labor pledged at everyone’s birth to the United States Treasury.  True discharge is enabled by a true exchange of labor credit value for the value of the items received.  Promises to pay can never effect a discharge - an extinguishment of an obligation.
By choosing the “discharge upon payment” option, the American people are thereby entitled by operation of law to the right of setoff of all obligations “dollar for dollar” as provided for in HJR 192.   This right of setoff is effected per 12 USC 95a(2) by simply approving, dating and indorsing all bills and returning them to their presenters for “discharge upon payment” by the United States Treasury.
Accordingly, NOTICE OF FAULT is hereby given that the accepted, dated, and indorsed bill (see attached) was returned to you on _______________ (see attached USPS certified receipt) in good faith reliance on 12 USC 95a(2) as tender of a lawful money full discharge payment of the obligation, and that said tender of payment has not been returned nor credited to the account.

Therefore, DEMAND is hereby made for you to cure said Fault within five days of receipt of this NOTICE OF FAULT.
by: /s/ John Henry, a man, authorized user, certificate holder, general executor for JOHN HENRY DOE, estate in reversion; 

Encl:   copy of indorsed bill and USPS Certified Mail Receipt

P.S.  The above paradigm shift in seeing bills as in fact credit vouchers is a practical application of President Abraham Lincoln’s monetary policy from 1861-1865, and could, if mandated by government, restore our economy and national security (and sovereignty) within weeks, to wit:

“It is noteworthy that Lincoln issued this statement of his monetary policy in 1865, just before the end of the civil war. A matter of weeks later, he was assassinated. As the publication date and whole tenor of the document show, Lincoln's intention was to advance his monetary policy, based upon the government creation of money, and apply it more fully after the war. The motive behind Lincoln's assassination has never been established, and is usually attributed to the deranged actions of a lunatic. However, it has been speculated many times that Lincoln's death was connected with the fact that such a monetary policy as he was proposing, if pursued effectively, would have signaled the end of the banking and money power in the United States, and very rapidly everywhere throughout the developing world. Once that one government was seen to be capable of supplying its nation's monetary needs, others would certainly have followed. The power and profit which national debts and widespread private industrial debts provided to the world's most shadowy and powerful elite - bankers and financiers - would have soon vanished.”The Grip of Death: A Study of Modern Money, Debt Servitude, and Destructive Economics (Jon Carpenter Publishing, 1998), pages 220-221, by Michael Rowbotham;

“If this mischievous financial policy, which has its origin in North America, shall become endurated down to a fixture, then that Government will furnish its own money without cost. It will pay off debts and be without debt. It will have all the money necessary to carry on its commerce. It will become prosperous without precedent in the history of the world. The brains and wealth of all countries will go to North America. That country must be destroyed or it will destroy every monarchy on the globe.” - Hazard Circular – London Times 1865;

“What is here supposed to have been done [someone issuing his own credit as money and acting as a clearing house for the whole country for buying all labor and products] is almost precisely what has been done by Mr. Lincoln and his Administration… It had so facilitated exchange between consumers and producers, that both parties had been enabled to pay on the instant for all they had need to purchase.” - Letters to the Hon. Schuyler Colfax by Henry C. Carey, 1865, pages 129-130;

Lawful money and full discharge is demanded for all transactions per 12 USC 411 and 12 USC 95a(2);

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